Bank Valuation – The valuer’s job is to assess risk for the bank. This acts as a report to the bank as to what amount to lend. The higher the risk to the bank, the lower the lending limit the borrower will achieve. It is important to note the distinction between the way lenders and the borrowers view valuations. Lenders have effectively outsourced their risk to valuers. If banks are not able to recover their costs on a bad loan, then valuers risk getting sued. When arriving at a valuation, ... Continue Reading »

One exceedingly hot topic right now is the RBA's decision to leave interest rates unchanged…an interesting move! Depending on your personal situation you may have been happy, indifferent (as you may have already fixed), disappointed they didn’t drop (as you’re on a variable rate)…or heck you may have been hoping they would go up! The reality is interest rates impact everyone differently. Find out more in today’s video below! So when do you make your move? Do you wait for interest ... Continue Reading »

  It is all just a load of ‘Chicken Little....The Sky is Falling’ housing bubble baloney! Do you know everyday Aussies are making huge profits RIGHT NOW! If you wish to find out exactly how they are doing it then today's video is a MUST-SEE! It is amazing how economic and financial experts and the media can easily influence your financial decisions so readily, which can cause analysis paralysis and prohibit you from actually making money through property investing. The media ... Continue Reading »

Market Winners and Losers - Don’t Kick Yourself in Two Years! The time is NOW.......the key is pinpointing where! This video outlines the real estate hotspots, zeroing in on particular market growth drivers and where I believe will make you the biggest profits for 2012. Listen to my market update video detailing my National market insights, including where to invest and where to avoid. Interest rates are dropping, and as the Macquarie Bank saying goes, “When interest rates are at ... Continue Reading »